Welcome to Our Financing Department
Your new and used automotive financing experts
Welcome to our Finance Department; here at ALM Kia South, we offer auto loans, Kia leases, and competitive financing rates and terms on our great selection of new and used trucks, cars, and SUVs.
SAVE MONEY ON YOUR NEXT VEHICLE PURCHASE
Today's financing options have never been broader or more complex. You don't have to go it alone, however. Our finance staff at ALM Kia South is ready with loan solutions. We work with a variety of lenders to find you the best financing available. An online pre-approval form can get you started, although it doesn't commit you to a decision. However, it is easy to bring your information to the dealership and have someone walk you through the loan process.
When you're here, we can discuss your loan options. There are different ways to arrange monthly payment amount, down payment amount, or interest rate level, depending on your short term and long term budget requirements. The lower prices for used vehicles may keep the overall cost of the loan lower, too. You can get more answers by talking to our staff.
WHAT SHOULD I BRING TO THE DEALERSHIP?
As you head out to the dealership, bring a few things with you to speed up the process. Of course, you'll want your driver's license to take a test drive. Other identifying information is always helpful, too. You can bring along pay stubs, your federal tax returns, and other official documentation that shows your monthly and yearly income. If you would like to use our form to apply for financing please visit here.
TRADE-IN FOR EXTRA SAVINGS
Many times, your down payment is sitting in your driveway. At ALM Kia South, we pay competitive rates for your trade-in. You can start the process online, but many customers just bring their car or SUV in for a fair and balanced appraisal. There's no commitment to accept the amount, but you can be sure that it is based on solid data about vehicle worth. With the money you make, you can invest in a new-to-you luxury vehicle.
OUR FINANCE SPECIALISTS IN UNION CITY ARE AVAILABLE FOR YOU
Since knowledge is power, why not talk to our finance experts? You can check out the used car inventory and get a handle on the loan that will get you rolling in a new ride. Be sure to ask about the latest specials.
How to Get Auto Financing for a Vehicle
1. Step One: Check Your Credit Score At The Dealership..
2. Step Two: Pick Your Payment That's Right for You..
3. Step Three: Get Pre-Approved With a Top Auto financing Lender..
4. Step Four: Choose Your Vehicle And Options..
5. Step Five: Sign Your Auto Finance Paperwork..
6. Step Six: Begin Your Monthly Payments..
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