Open Today! Sales: 9am-8pmService: 7am-7pm
At the ALM Kia South Finance Center, our team helps you find an auto loan or Kia lease that fits your budget, with all credit situations welcome. We work with a wide network of lenders to match you with competitive rates on new and used vehicles, and you can get pre-approved online in minutes with no impact on your plans. Serving Union City, Fairburn, Fayetteville, Jonesboro, and the greater Atlanta area.
Getting pre-approved is the fastest way to shop with confidence. Our secure online application takes only a few minutes, and it lets our finance team line up loan options before you visit, so you already know your terms when you pick out a vehicle. Filling out the form does not commit you to anything, and it gives you a clear picture of your monthly payment, down payment, and rate. When you are ready, one of our finance specialists will walk you through the details in person.
Good credit, limited credit, first-time buyer, or working to rebuild, our team is here to help. Because we partner with many lenders instead of just one, we can look for an approval that fits where you are today and set you up to move forward. A financed vehicle, paid on time, is also one of the most reliable ways to build your credit over time.
New to auto loans? We will explain how the process works and look for first-time buyer programs that make your first car loan approachable.
All credit is welcome. We work to find an approval that fits your situation and helps you strengthen your credit as you pay.
Already in good shape? We will shop our lender network for the most competitive rate and term available to you.
You want to own the vehicle outright, keep it for many years, drive higher mileage, or build equity you can put toward your next car. Once the loan is paid off, the vehicle is yours with no more payments.
You like driving a newer Kia every few years, want a lower monthly payment, and stay within typical mileage limits. At lease-end you simply return it, buy it, or start a new lease.
Not sure which fits? Tell our team how long you keep a car and how many miles you drive, and we will lay out the numbers both ways.
Your down payment may be sitting in your driveway. We pay competitive value for trade-ins, and you can start with an online estimate before you visit. And yes, you can trade in a vehicle you still owe on. If it is worth more than your remaining loan balance, that equity goes toward your new Kia. If you still owe more than it is worth, we can talk through your options.
Payments and terms change often, and the best deal depends on the model and the current Kia offers. Check our latest new vehicle specials and lease offers, then apply for financing to lock in your terms.
Having a few documents ready speeds everything up. Bring these when you visit ALM Kia South:
A valid driver’s license, which you also need for your test drive.
Recent pay stubs, and a federal tax return if you are self-employed.
A recent utility bill or similar document with your current address.
If you are trading in, bring the title or current loan information and your vehicle.
Along with our lender network, qualified buyers can finance or lease through Kia Motors Finance (KMF), Kia’s own financing arm, which often carries special offers on new Kia models. Our finance team will let you know when a KMF program is the strongest fit for the vehicle and terms you want. To manage an existing KMF account, visit kmf.com.
Apply online in minutes, or call our finance team at 478-217-7230. We are at 4310 Jonesboro Rd, Union City, GA 30291.
