Auto Repair and Service Financing in Union City, GA

Pay over time for repairs, maintenance, tires, and parts at ALM Kia South with Sunbit and DigniFi. Prequalify with Sunbit in about a minute with no impact to your credit score to check.

Finance your auto repairs and service

An unexpected car repair or a larger service bill does not have to be paid all at once. ALM Kia South offers service financing through Sunbit and DigniFi, so you can pay over time for maintenance, repairs, tires, and parts. Prequalifying with Sunbit takes about a minute with no impact to your credit score to check.

Your financing options at ALM Kia South

Sunbit service financing

Sunbit lets you split the cost of service into monthly payments that fit your budget. You can prequalify in about a minute with a soft credit check that does not affect your credit score, and a hard inquiry only happens if you accept an offer. Approved customers receive a 3-month, 0% APR option, and longer terms are available and may include interest. Financing through Sunbit is subject to approval and Sunbit’s terms.
Service now, pay over time with Sunbit. 3-month interest-free plans for approved customers.

Soft check, no impact to your credit score.

DigniFi service financing

DigniFi offers financing from $350 to $7,500 with no money down and no prepayment penalties, so you can take care of a larger repair and pay over time. Approved customers can qualify for the DigniFi Interest Waived Program, where interest is waived if you make every scheduled payment on time and pay your loan in full within the first 90 days. DigniFi credit products are issued by WebBank. To use DigniFi, ask your service advisor or contact us, and see the DigniFi disclosures below for full terms.
DigniFi service financing from $350 to $7,500 at ALM Kia South

Ask about DigniFi financing

How service financing works

  1. Click Prequalify with Sunbit above, or tell your service advisor you would like to pay over time.
  2. Prequalify in a few minutes. Sunbit uses a soft credit check that does not affect your credit score.
  3. Review your options and choose the payment plan that fits your budget.
  4. Get your service done and pay over time.

Customer Benefits

0% APR for 3 Months

Approved customers get a 3-month, 0% APR option from Sunbit, so you can pay your service off with no interest in that window.

Quick Prequalification

Prequalify in about a minute with a soft credit check that does not affect your credit score.

Good Credit to No Credit

Sunbit looks at more than your credit score, so it is designed to work for a wide range of customers.

Personalized Payment Plans

Choose a monthly payment plan that fits your budget, with terms shown before you accept.

Safe and Secure

Your personal and financial information is protected throughout the financing and service process.

Use It for Any Service

Apply it to maintenance, repairs, tires, and parts at ALM Kia South.

Sunbit and service financing FAQ

What is Sunbit financing?

Sunbit is a financing option that lets you split the cost of service, maintenance, and repairs into monthly payments. You can prequalify in about a minute and, if approved, choose a payment plan that fits your budget.

How does Sunbit work?

Tell your service advisor you would like to use Sunbit, or start online. You prequalify with a quick soft credit check, review your payment options, and if you accept, you pay for your service over time in monthly installments.

Does Sunbit run your credit or do a hard credit check?

Prequalifying with Sunbit uses a soft credit check that does not affect your credit score. A hard inquiry only happens if you accept an offer and finalize your plan, so there is no hard pull just to see what you qualify for.

Does Sunbit approve bad credit?

Sunbit looks at more than your credit score, so it is designed to work for a wide range of customers, including those still building credit. Approval is not guaranteed and is subject to Sunbit’s terms.

Does Sunbit charge interest?

Approved customers get a 3-month, 0% APR option. Longer terms are available and may include interest. You will see your exact terms before you accept.

Is Sunbit legit?

Yes. Sunbit is an established financing provider used by dealerships and service centers across the country, and we offer it as one of our service financing options.

What is DigniFi and how is it different?

DigniFi is another service financing option, offering amounts from $350 to $7,500 with no money down and a 90-day interest waived option, issued by WebBank. It is a good fit for a larger repair. See the DigniFi disclosures for full terms.

How much can I finance for car repairs?

DigniFi offers financing from $350 to $7,500. Sunbit sets a personalized amount when you prequalify. Ask your service advisor what you qualify for.

What can I use service financing for?

You can use it for maintenance, repairs, tires, parts, and other service work at ALM Kia South.

How do I apply?

Click Prequalify with Sunbit to open the Sunbit application. For DigniFi, use the DigniFi banner or contact us. Bring a state-issued ID and a bank-issued card to prequalify with Sunbit.

*All credit products are issued by WebBank. An origination fee of 4% applies. The DigniFi Interest Waived Program applies to all approved customers. Interest will be charged to your account from account opening at 9.99%‐36.00% APR. A minimum monthly payment is required. Additional principal payments will be required to pay off the loan amount before the promotion expires. Interest will be waived if you make all of your scheduled payments on time and pay off your loan in full within the first 90 days. The application generally takes a few minutes. All applications are subject to approval pursuant to standard underwriting criteria. The maximum approved amount, terms, and the Annual Percentage Rate (APR) will be based on an evaluation of credit history. WebBank funds the repair amount once repairs are completed and documents are executed.

†All DigniFi ExpressWay credit cards are issued by WebBank. An annual fee of up to $79 may apply. Six-month deferred interest promotional offer is available on all approved purchases of $350 or more using the DigniFi ExpressWay credit card. No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within 6 months. If you do not, interest will be charged on the promotional purchase from the purchase date. A minimum monthly payment is required. The required minimum monthly payments may not pay off the promotional purchase by the end of the promotional period. Account must be open and current to be eligible for this offer. Regular account terms apply to non-promotional purchases and, after promotion ends, to your promotional purchases. Please see any special promotion advertising or other disclosures provided to you for the full terms of any special promotion offered. All applications for credit are based on an evaluation of credit history. The annual percentage rate (APR) ranges from 27.99%–36%. If you are charged interest, the charge will be no less than $2.00. Pricing may vary based on your ExpressWay transaction amount, between $350–$7,500, in combination with the monthly term of your Promotional Credit Plan. Your final APR will be illustrated on your final purchase receipt, emailed to you at the time of the transaction, and located by logging into your account.

Financing through Sunbit is subject to approval and to Sunbit’s Terms of Use. See Sunbit’s Terms of Use for full terms.

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ALM Kia South 33.56659662598641, -84.52752292939323.